* {
padding: 0;
margin: 0;
}

body {
	margin: 0;
	padding: 0;
	background-color: #f5f6f7;
	text-align: center;
	font: 100% Verdana, Arial, Helvetica, sans-serif;
	
	}
table td {
    color:#999;
}
#wrapper {
	position: relative;
	margin: 0 auto 20px;
	padding: 0 20px 0 21px;
	background: url(/images/wrapper-bg.gif) repeat-y top left;
	text-align: left;
	width: 747px;
	}
	
#searchdiv {
	float: right;
	padding: 4px 0 7px 0;
	margin: 6px 0 0;
	width: 282px;
	height: 20px;
	}

#searchdiv label {
	color: #999;
	font: 65% verdana, arial, helvetica, sans-serif;
	text-transform: uppercase;
	margin: 0 0 5px;
	float: left;
	letter-spacing: 1px;
	padding: 0;
	}
		
#searchdiv input {
	width: 174px;
	height: 15px;
	margin: 0;
	padding: 1px 2px;
	float: left;
	border: 1px solid #ccc;
	font-size: 65%;
	color: #666;
	}
	
#searchdiv input.find {
	width: 83px;
	border: 0;
	height: 18px;
	margin-left: 13px;
	padding: 0;
	}
	
img.logo {
	margin: 8px 0 6px;
	float: left;
	}
	
#banner {
	width: 465px;
	float: left;
	clear: both;
	margin: 0;
	}
	
#nav {
	background: #72a7d8 url(/images/nav-curves.gif) top right no-repeat;
	padding: 5px 0 0 0;
	float: right;
	width: 282px;
	height: 163px;
	}
	
#nav ul {
	margin: 0;
	padding: 0 0 2px;
	}	
	
#nav li {
	font: normal 9px/1.1 verdana, arial, helvetica, sans-serif;
	*font: normal 9px/1 verdana, arial, helvetica, sans-serif;
	text-transform: uppercase;
	list-style: none;
	margin: 0 1px 0 0;
	padding: 3px 5px 3px 7px;
	background: url(/images/nav-dots.gif) bottom left repeat-x;
	}
	
#nav li.end {
	background: none;
	}	

#nav li.active {
	background: #5188ba url(/images/active-link.jpg) top left repeat-y;
	}
	
/* #nav li.active a {
	background-image: none;
	}	
*/
	
#nav a {
	color: white;
	text-decoration: none;
	display: block;
	padding: 0 12px 0 0;
	background: url(/images/nav-arrow.gif) right no-repeat;
	}
		
#nav a:hover {
	color: #b0ceec;
	}	
	
#nav li.active a {
	color: white;
	}	
		
#content {
	margin: 0;
	clear: both;
	width: 747px;
	padding: 23px 0 25px;
	}
		
#homeinfo {
	width: 432px;
	float: left;
	padding-top: 8px;
	}
	

h1 {
	font: 140%/1.3 arial, helvetica, sans-serif;
	color: #847f79;
	letter-spacing: 1px;
	margin: 0 0 7px;
	padding: 0 0 7px;
	text-transform: capitalize;
	}
	
h1 span {
	color: #f47b04;
	}
	
h2 {
	font: normal 70% verdana, arial, helvetica, sans-serif;
	border-bottom: 1px solid #999;
	color: #666;
	letter-spacing: 1px;
	text-transform: capitalize;
	margin: 15px 0 0 0;
	padding: 5px 0 7px;
	}
	
h3 {
	font: 70% verdana, arial, helvetica, sans-serif;
	padding: 0;
	font-weight: normal;
	margin: 15px 0 0 0;
	color: #666;
	}
	
h4 {
	font: 70% verdana, arial, helvetica, sans-serif;
	padding: 0;
	margin: 15px 0 0 0;
	color: #f47b04;
	}	

a {
	color: #666;
	}
	
a:hover {
	color: #999;
	}	
	
p, #main ul, #main ol {
	color: #949494;
	font-size: 70%;
	line-height: 1.6;
	margin: 5px 0;
	}
	
#main ul, #main ol {
	margin-left: 20px;
	}
	
#main ul ul, #main ol ol, #main ul ol, #main ol ul {
	font-size: 100%;
	margin: 0 0 2px 20px;
	}
	
ul p, ol p {
	margin: 0 0 5px 5px;
	font-size: 100%;
	font-style: italic;
	}

img {
	margin: 0;
	}
	
#main img {
	float: right;
	margin: 10px 0 10px 10px;
	}
	
/* home page stuff */
		
#images {
	clear: left;
	padding-top: 10px;
	width: 440px;
	}	
	
#images img {
	margin-bottom: 18px;
	}	
		
img.quote {
	margin-left: 14px;
	}
	
#linkscontainer {
	background: #edf0f2 url(/images/biglinks-tl.gif) top left no-repeat;
	float: right;
	padding-top: 5px;
	}
	
#biglinks {
	width: 282px;
	background: #edf0f2 url(/images/biglinks-br.gif) bottom right no-repeat;
	margin: 0;
	padding: 0;	}	
	
dl {
	margin: 0;
	padding: 0 0 5px 0;
	}
	
	
	
#biglinks dt {
	margin: 0 5px 0 0;
	padding: 12px 0 0 73px;
	list-style: none;
	}
	
	
#property {
	background: url(/images/property.gif) 0 50% no-repeat;
	border-bottom: 1px solid #dbddde;
	border-top: 0;
	}
#personal{
/*	background: url(/images/property.gif) 0 50% no-repeat;*/
	border-bottom: 1px solid #dbddde;
	border-top: 0;
	}

#general {
	background: url(/images/forklift.gif) 0 50% no-repeat;
	border-bottom: 1px solid #dbddde;
	}
	
#professional {
	background: url(/images/professional.gif) 0 50% no-repeat;
	border-bottom: 1px solid #dbddde;
	}
	
#corporate {
	background: url(/images/corporate.gif) 0 50% no-repeat;
	border-bottom: 1px solid #dbddde;
	}

#accident {	
	background: url(/images/firstaid.gif) 0 50% no-repeat;
	border-bottom: 1px solid #dbddde;
	}
	
#health {
	background: url(/images/health.gif) 0 50% no-repeat;
	}
		
a#text-personal {
	background: url(/images/text-personal.gif) top left no-repeat;
	width: 188 px;
	height: 40px;
	display: block;
	}
a#text-property {
	background: url(/images/text-property.gif) top left no-repeat;
	width: 165px;
	height: 19px;
	display: block;
	}

a#text-general {
	background: url(/images/text-general.gif) top left no-repeat;
	width: 159px;
	height: 19px;
	display: block;
	}
	
a#text-professional {
	background: url(/images/text-professional.gif) top left no-repeat;
	width: 160px;
	height: 19px;
	display: block;
	}
	
a#text-corporate {
	background: url(/images/text-corporate.gif) top left no-repeat;
	width: 158px;
	height: 19px;
	display: block;
	}
	
a#text-accident {	
	background: url(/images/text-accident.gif) top left no-repeat;
	width: 188px;
	height: 40px;
	display: block;
	}

a#text-health {	
	background: url(/images/text-health.gif) top left no-repeat;
	width: 188px;
	height: 19px;
	display: block;
	}

#biglinks dt a span {
	display: none;
	}

#biglinks dd {
	margin: 0;
	padding: 0 0 0 73px;
	border: 0;
	font-size: 70%;
	}
	
#biglinks dd a {	
	display: block;
	color: #666;
	padding: 2px 20px 9px 0;
	background: url(/images/circle-arrow.gif) 95% 65% no-repeat;
	text-decoration: none;
	}
	
#biglinks dd a:hover {	
	color: #336;
	}	

/* second level page basic layout */	

#subnav {
	float: left;
	margin: 10px 25px 40px 0;	
	width: 197px;
	background: #edf0f2 url(/images/subnav-top.gif) no-repeat top left;
	padding:15px 0 0;
	} 

#pdc {
	float: left;
        font-size: 11px;
        color: #847f79;
        position: absolute;
	margin-top: 100px;	
        margin-left: 20px;
	width: 120px;
	} 
	
#main {
	margin: 10px 0 0 227px;
	}	
	
/* and the formatting */

#subnav ul {
	padding: 0 0 15px;
	margin: 3px 0 0 0;	
	background: #edf0f2 url(/images/subnav-bottom.gif) no-repeat bottom left;
	}

#subnav li {
	list-style: none;
	font: 70%/1.2 verdana, arial, helvetica, sans-serif;
	padding: 0;
	margin:0 6px;
	}		
 
#subnav ul ul {
	background-image: none;
	background-color: white;
	padding-bottom: 3px;
	}
 

#subnav li li {
	font-size: 100%;
	background-image: none;
	}
	
/* Fixes the whitespace problem in IE/Win and hides from IE-Mac */
* html #subnav li { height: 1px; }
/* End the hiding */ 		

#subnav a {
	color: #3f84c3;
	text-decoration: none;
	display: block;
	padding: 5px 8px;
	margin:3px 0;
	}	
	
#subnav li>a {
	float: none;
	}

#subnav a:hover {
	color: #006fc1;
	text-decoration: underline;
	}

#subnav li.subactive {	
	background: #72a7d8;
	}
	
#subnav li.subactive a {	
	color: white;
	}
	
#subnav li.subactive li a {
	color: #9cabb1;
	padding: 6px 2px 4px 10px;	
	margin: 1px 0;
	background: url(/images/subnav-arrow.gif) 0 10px no-repeat;
	}


#subnav li.subactive li.subsubactive a {
	color: #f79c43;	
	background: url(/images/subnav-arrow-active.gif) 0 10px no-repeat;
	}

#subnav ul ul ul {
	margin: 0;
	padding-bottom:0;
	}

#subnav li.subactive li.subsubactive li a {
	color: #9cabb1;	
	padding: 4px 2px 4px 10px;
	background: url(/images/subnav-arrow-active.gif) 0 9px no-repeat;
	}

#subnav li.subactive li.subsubactive li.subsubsubactive a {
	color: #3f84c3;
	}		
	
	
	
/* footer */
	
#footer {
	clear: both;
	padding: 0px 40px 20px 41px;
	background: url(/images/wrapper-bottom.gif) bottom left no-repeat;
	margin: 0 0 0 -21px;
	width: 707px;
	}
	
#footer p {
	font-size: 65%;
	margin: 0 0 5px;
	padding: 0;
	text-align: center;
	color: #999;
	}

#footer p.top {
	padding-top: 10px;
	border-top: 3px solid #edf0f2;
	}
	
#footer a {
	color: #999;
	}
	
#footer a:hover {
	color: #666;
	}
	
form#contact,form#request, form#acceptance  {
	padding: 0 10px;
	margin: 10px 0 30px;
	border-left: 10px solid #ffd6bd;
	float: left;
	width: auto;
	display: inline;
	}
	
div#declaration {
	padding: 10px 0 30px;
	margin: 10px 0 0;
	width: 512px;
	float: left;
	display: inline;
	}
	
form#contact label,form#request label, form#acceptance label {
	color: #666;
	display: inline;
	width: 200px;
	float: left;
	font: 70%/1.3 Verdana, Arial, Helvetica, sans-serif;
	margin: 10px 5px 5px 10px;
	}
	
form#request label.yesno {
	float: none;
	width: 30px;
	margin-right: 5px;
	}

form#contact label span,form#request label span {
	font-size: 90%;
	color: #999;
	font-style: italic;
	}
	
form#contact br,form#request br, form#acceptance br {
	clear: left;
	}
	
form#contact p,form#request p, form#acceptance p {
	margin: 10px 20px 10px 215px;
	font-style: italic;
	color: #999;
	}

form#acceptance p {
	margin: 15px 20px 0 10px;
	}
	
form#request h2 {
	padding-bottom: 10px;
	border-bottom-color: #ffd6bd;
	margin: 30px 0 10px 10px;
	}
	
form#contact input, form#contact textarea,form#contact select,form#request input,form#request textarea {
	font: 70%/1.4 Verdana, Arial, Helvetica, sans-serif;
	width: auto;
	padding: 2px 4px;
	color: #999;
	margin: 8px 0 0 0;
	border: 1px solid #ffd6bd;
	}
	
form#acceptance input, form#acceptance textarea {
	font: 70%/1.4 Verdana, Arial, Helvetica, sans-serif;
	width: 200px;
	padding: 2px 0;
	color: #999;
	margin: 8px 0 0 0;
	border: 1px solid #ffd6bd;
	border-width: 0 0 1px;
	}
		
	
form#acceptance label.check {
	width: 330px;
	}

form#acceptance input.checkbox {
	width: auto;
	padding: 0;
	border: 0;
	margin-left: 5px;
	}

form#contact textarea,form#request textarea, form#acceptance textarea {
	width: 230px;
	height: 90px;
	margin-bottom: 12px;
	}
		
form#contact input.sub,form#request input.sub {
	width: auto;
	padding: 0;
	border: 0;
	margin: 20px 0 0 215px;
	}

form#acceptance input.sub {
	width: auto;
	padding: 0;
	border: 0;
	margin: 10px 0 10px 433px;
	}
	
div.contract {
	margin: 10px 0 20px;
	}
	
div.contract h3 {
	margin: 0 0 0 10px;
	}
	
form#request div.contract label {
	width: 180px;
	margin-left: 20px;
	}