Commercial Property › Product Range

Adverse Possession
Where paper title cannot be evidenced

Flying/Creeping Freehold
Where part of the commercial property extends above or below another property

Lack of Easement - Pedestrian Access
Where there are no or inadequate legal rights of pedestrian access to the property

Lack of Easement - Services/Drainage
Where there are no or inadequate legal rights of drainage/service media/water supply to the property

Lack of Easement - Vehicular Access
Where there are no or inadequate legal rights of pedestrian or vehicular access to the property

Local Authority Search - Search Validation for Purchase Transactions
Where an existing local authority search is more than three months old

Restrictive Covenant - Existing Breach of Known Freehold Restrictive Covenant
Where covenants are breached which restrict the use or type of building

Restrictive Covenant - Unknown Freehold Restrictive Covenant
Where a deed or the registered title makes reference to restrictive covenants but the contents are unknown

Title Registered at Land Registry with Good Leasehold
Where the freehold title has not been proved to HM Land Registry and someone else challenges the validity of the lease

Title Registered at Land Registry with Possessory Title
Where HM Land Registry have given a possessory title and no state indemnity is provided

Title subject to rights of Way/rights of service media/rights of drainage in a Deed/Conveyance/Transfer
Where the title is subject to third party rights of way

Title subject to unknown Exceptions and Reservations
Where the title is subject to unknown third party rights or reservations

Commercial Development or Change Of Use
Please note that cover for pre-planning cannot be provided online. Please contact our Commercial Underwriting Team on 020 7832 3100

Lack of Easement - Pedestrian Access
Where there are no or inadequate legal rights of pedestrian access to the property

Lack of Easement - Services/Drainage
Where there are no or inadequate legal rights of drainage/service media/water supply to the property

Lack of Easement - Vehicular Access
Where there are no or inadequate legal rights of pedestrian or vehicular access to the property

Restrictive Covenant - Future Breach of Known Freehold Restrictive Covenant
Where covenants are breached which restrict the use or type of building

Restrictive Covenant - Future Breach of Unknown Freehold Restrictive Covenant
Where a deed or the registered title makes reference to restrictive covenants but the contents are unknown

Title Registered at Land Registry with Good Leasehold
Where the freehold title has not been proved to HM Land Registry and someone else challenges the validity of the lease

Title Registered at Land Registry with Possessory Title
Where HM Land registry have given a possessory title and no state indemnity is provided

Title subject to Rights of Way in a Deed/Conveyance/Transfer
Where the title is subject to third party rights of way

Commerical Chancel Repair Development or Change Of Use
Please note that cover for pre-planning cannot be provided online. Please contact our Commercial Underwriting Team on 020 7832 3100

Chancel Repair
Where the property is located within a potentially liable parish for Chancel Repair payments

Commercial Chancel Repair Continued Use
Chancel Repair
Where the property is located within a potentially liable parish for Chancel Repair payments