Personal Income Protection Insurance
Income Protection Insurance
How do the bills get paid if you are sick and unable to work for more than a few weeks?
Could you survive on Statutory Sick Pay?
Would you like your income to continue the same as if you were employed by a large employer, Local Authority or the Civil Service?
What is Income Protection Insurance?
An Income Protection Plan is designed to provide you and your family with replacement income (sick pay) if you are unable to work due to injury or ill health. Over two million people a year are off work for six months or more through accident or illness and financial problems are often the result. A few days off work may be OK but statutory sick pay will soon come to an end and will not cover most of your expenditure. Unfortunately this could happen to you - statistically you have a 1 in 15 chance of being off work for six months or more each year.