Critical Illness Cover
Critical Illness Cover
Increasingly, Cancer, Heart Attacks and Strokes are more likely to affect us than dying during our working lives, yet fewer people have funds available if this happens.
What is Critical Illness Protection?
Critical Illness Protection is designed to pay you abenefit while you are still alive. Often referred to as "Living Assurance", it pays a capital sum or a tax-free income on diagnosis of a defined Critical Illness.
Typical Critical Illnesses Covered are:
Cancer
Stroke
Heart-Attack
Loss of Sight, Hearing or Speech
Aids or HIV from Assault
Aids or HIV from Occupation
Aids or HIV from a Blood Transfusion
Alzheimers and Pre-senile Dementia
Aorta Graft Surgery
Aplastic Anaemia
Bacterial Meningitis
Benign Brain Tumor
Blindness
Cardiomyopathy
Chronic Rheumatoid Arthritis
Coma
Coronary Angioplasy
Coronary Artery by-pass Surgery
Creutzfeldt-Jakob Disease
Deafness
Heart Valve Replacement or Repair
Insulin Dependent Diabetes
Kidney Failure
Liver Failure
Loss of Independent Existence
Loss of Limbs
Loss of Speech
Major Organ Transplant
Motor Neurone Disease
Miltiple Sclerosis
What are the Risks?
The disturbing facts are 1 in every 4 people will contract a critical illness before age 65 years and 1 in every 16 people will die. As a result of advances in medical technology more people survive a critical illness for a number of years, when a substantial cash sum is appreciated to alleviate the financial stress or worry arising from such stressful situations.
