Accident / Sickness, Term life & Keyman
Everyone is at risk from being unable to work following accident or sickness. It can be vitally important to have in place insurance protection that will provide an income if you have financial commitments such as a mortgage or some other deferred payment or hire purchase plan.
This problem is at it’s greatest for the self employed person unable to generate an income due to accident or sickness and whose family will suffer being totally dependant on the breadwinner.
This cover is also important to shareholders and Financial Institutions who would suffer financially due to the loss of a Key Person in a business.